Fast Cash Loans On The Spot
Low Interest Rates & Flexible Payment Plans
It doesn't matter if you previously have bad credit. Here at A1 Credit, our mission is to help all our clients weather through their financial difficulties. Our financial plans are tailored specifically to give you the breathing space to focus on what really matters in your life and business.
100% Secure & Confidential
Every loan made with us is private and so is yours. At the same time, the personal loan will not affect your credit score. As an independent provider, we do not release our clients' information to any third party.
These days it’s increasingly difficult to get a loan with traditional banks and financial services. Who can blame them? A bank will have to comply with a myriad of governmental and trade rules that make it impossible to get your application processed within the same day. More often than not, you get delayed responses, which often end with a rejection letter.
Not only can it be discouraging to try again, but the situation you’re facing could also mean that it might be too late for you.
In addition, we don’t prioritize your credit scores — your presence, and willingness to pay for your immediate need for cash is the most important factor to us. Once your loan application is approved, which is often within 30 minutes, you can get your cash in no time. This helps you pay for whichever you immediately need to and resolve it at a later date.
Whether it is for a medical emergency, a home renovation project or even a vacation to far off exotic locales, we've got you covered. You can get a loan with us for up to 6 times your monthly salary. Our quick approval and guaranteed loan disbursement within an hour will get anyone out a tight spot immediately.
Living in one of the most expensive cities in the world isn't easy when you are here without financial support. We are able to assist all foreigners with a work permit, S Pass or Employment Pass in Singapore. This will be useful for making your new home and life in Singapore comfortable.
A1 Credit has your back when it comes to your business ideas. No idea is too big or too small for us. From paying off your creditors to replenishing new inventory to expanding the business multiple folds, we want you to succeed!
Are you worried that you won't have enough to last till the next pay day? Not to worry, as we're able to provide you with the funds you need to tide you over till it comes. With one of the lowest interest rates in the country, you won't have to worry about exorbitant prices.
2. First Approval
If you are seeking a loan over the phone, we will ask you some preliminary questions to determine your eligibility. If you are eligible, we will invite you down to our office to get to know you better before we process the loan for you.
3. In-Person Consultation
At our office, you can ask any questions or clarify your doubts with us. You will also be required to present your documents for our verification. Upon examining your case, our friendly loan officer will offer you an amount and explain the terms and conditions of the loan for your understanding.
4. Signing The Agreement
Once you agree to the loan amount and repayment terms, our loan officer will print out the contract for you to sign. This will only take 10 minutes.
5. Recieve Your Cash Loan
Once the contract is signed, you will receive the cash on the spot, hassle-free.
Age: 18 Years and above
Singaporeans: Min Monthly Income of $1500
Foreigners: Min Monthly Income of $2000
Will my bad credit history affect the loan application?
We will look at your current credit situation and repayment ability rather than your credit history. However, we do not offer loans to un-discharged bankrupts.
We have flexible loan packages specially tailored to your needs
A1 Credit has always made our customers our priority, and we are very grateful that our efforts are recognized. These are just some of the comments we’ve received over the years on Google Review.
Before taking up any kind of loan, make sure you’re:
- Are aware of the Singaporean government’s financial assistance schemes, which have no interest rates and will provide you other suitable amounts for your needs
- Able to fulfill your contract and agree legally to the terms and conditions
- You have enough income to repay the borrowed amount
- You understand the language used in the contract
- Have compared the rates for yourself
How can I tell whether an advertisement is from a licensed money lender or an unlicensed money lender?
- Business or consumer directories (in print or online media)
- Websites belonging to the money lender
- Advertisements placed within or on the exterior of the money lender’s business premises.
Yes! With A1 Credit, you can have your debt consolidated and only have to deal with one single payment regularly. This is advantageous, especially if you’re trying to recover from a bad credit score.
We have flexible loan packages catering to your needs