How Total Debt Servicing Ratio (TDSR) Affects Your Loans

How Total Debt Servicing Ratio (TDSR) Affects Your Loans

Singapore has a lax and borrower-friendly loaning system, with laws that protect people from questionable financial practices and high interest rates. This doesn’t mean that there isn’t a measure to keep checks and balances on borrowing money in Singapore. This is the Total Debt Servicing Ratio (TDSR). What is TDSR? The Total Debt Servicing Ratio … Read more

5 Tips to Getting a Loan Approved in Singapore

People Agreeing on a loan

Doing your homework as a potential borrower can go a long way. This, in turn, may boost your chances of getting your loan approved efficiently. Application approval depends on the financial institutions, but one thing they have in common is that they want diligent borrowers, who can show enough proof that they can pay back … Read more

HDB Loan Eligibility (HLE) Letter: Steps to Apply

Singapore HDB a guide to HDB loan eligibility

Housing spaces in Singapore do not come cheap. Unless you are a millionaire, you may not afford to buy a flat in cash. The options are either to get a bank housing loan or apply for an HDB loan. If you are interested in buying a flat for your family and do not know the … Read more

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