A1 Credit SG Pte Ltd is a licensed moneylender (License No. 13/2024) listed in the Registry of Moneylenders, under the Ministry of Law in Singapore.

Legal Money Lender in Singapore

Extending responsible solutions for the everyday financial needs


About Us

Established in 2009, A1 Credit provides loans to individuals and businesses. A1 Credit is licensed and regulated by the Ministry of Law and is fully compliant with the Moneylenders Act.

Our focus is on optimizing our plans to provide better short-term loans for the cash-strapped. We aim to be at the forefront of moneylending services, by practicing responsible lending that puts our clients in a better position than before. We do this by strengthening our lending criteria, having a strict protocol for assessing individual portfolio risk, and monthly training programs for our loan specialists to achieve expertise in catering to the differing needs of each client.

Your trust is our most important asset.



We believe in doing things right and that means being transparent, consistent, and honest. We work to ensure client satisfaction and maintain professional standards always.



Responsible lending is to act in a customer’s best interests, ensuring affordability, transparency of terms and conditions, and supporting our clients if they experience repayment difficulties.



We strive for the highest service quality to be the number one money lender in Singapore. We take customer feedback seriously to continuously exceed our clients and the public expectations.

Honours and Achievements

What Makes Us Unique

A1 Credit is recognized to be one of the most reliable licensed moneylenders in Singapore. Over the years, with our dependable team, we continue to provide a wide variety of solutions for every borrower that needs cash conveniently with the lightest, easiest and flexible repayments possible.

Our quality service is evident from the numerous excellent reviews, honors, and achievements we have received from when we started. This proves how much A1 Credit prioritizes your presence and aid you with your financial worries. 

Above all, we only impose conditions under the Moneylenders Act and Rules, and we guarantee that all customers— even those with bad financial history — receive immediate financing to resolve their needs quickly and properly, in the best way possible.

What We Offer

  • Simple Applications for Your Tailored Packages
    A1 Credit understands that looking for financial assistance is already a burden. We can assure your requests are being reviewed quickly to have them approved. 

  • Fast Cash Loans On The Spot
    As one of the most trustworthy money lenders in the country, A1 Credit has made the application processes as simple as possible especially, during emergencies, ensuring disbursing of cash within an hour is likely. 

  • Knowledgeable Team Of Loan Officers
    We can guarantee smooth transactions with the help of our members to walk you through the ideal packages for your financing struggles.

  • The Best Customer Service and Care You Can Find in Singapore
    A1 Credit gets you covered when times of trouble. We’d always ensure borrowers in need are able to meet their goals with the help of our tailored loan deals.
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Avail of Loan From

The Most Reliable Licensed Money Lender in Singapore!

We offer flexible loan plans that best suit your needs!

Google Reviews

Google 4.9 Stars

A1 Credit has always made our customers our priority, and we are very grateful that our efforts are recognized. These are just some of the comments we’ve received over the years on Google Review.

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I am very plse with the whole process. It’s very professional n very pleasant approach. I would recommend my friends neefv


5 stars rating

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Steven Huang has helped me on my application. He listen to my situation patiently and explained to me carefully on all my questions. His service is really excellent. Thank you Steven.


5 stars rating

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Thank you Shermaine for your services. It was easy and breeze. Appreciate it.


5 stars rating


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