A1 Credit 
Drowning in credit card bills and high-interest loans? You’re not alone. The Straits Times reports that credit card debt in Singapore has surged past $8 billion, with rollover balances reaching a record $8.3 billion in Q4 2024. As interest piles up, managing multiple payments becomes overwhelming, making it harder to break free from debt. A … Read more
Taking a loan doesn’t have to be risky—if you know where to borrow. In Singapore, legal loans offer safe and regulated borrowing, unlike loan sharks who use threats and harassment. A recent case in Everton Park saw two men allegedly locking a debtor’s gate and vandalizing their home—a stark reminder of why borrowing from licensed … Read more
Running low on extra cash before payday? A cash advance might seem like a quick solution—but is it really worth the cost? With just a credit card, you can withdraw cash instantly, but high fees and steep interest rates can turn a short-term fix into a long-term burden. Even with government aid like CDC vouchers … Read more
Borrowing money can be a lifeline, but what if your lender is a scammer? In Singapore, illegal money lenders—better known as loan sharks—lure victims with easy loans, then trap them with sky-high interest rates and threats. Knowing how to spot them can save you from financial ruin. Loan sharks don’t just charge excessive fees—they harass, … Read more
The cost of studying overseas in Singapore can range from S$45,000 to S$90,000 per year, depending on your destination and lifestyle. This includes tuition fees, living expenses, travel costs, visa fees, and other essentials, which can add up quickly and feel overwhelming. Fortunately, several banks and financial institutions offer overseas study loans specifically tailored to … Read more
When you need cash fast, short-term loans are a go-to solution, offering quick financial relief without the long-term commitment. They can quickly cover unexpected bills or cover unexpected expenses without long-term strings attached. This guide offers a clear overview of short term loan Singapore, from the different types available to how you can apply, helping … Read more
Navigating Singapore’s debt collection regulations for 2024 is crucial. Starting March, collectors must be licensed by the Ministry of Home Affairs to avoid fines up to $20,000 or imprisonment. Despite strict laws to curb harassment, there are still over 367 police reports annually. With credit card debt at $7.33 billion and bad debts up 20% … Read more
Singapore has long been a hotspot for rapid financial development, but with it comes the shadowy world of unlicensed money lenders, also known as loan sharks or “Ah Longs.” These illegal money lenders now use digital tactics like apps and social media to exploit vulnerable individuals seeking quick cash, exposing them to severe risks. The … Read more
Illegal loan shark Singapore, or “Ah Longs,” prey on desperate individuals by offering loans with exorbitant interest rates and hefty fees. These money lender often resort to harassment and violence when borrowers fail to repay. In a decisive move against this illegal activity, the Singapore Police Force conducted extensive raids in July 2024. They investigated … Read more
Thinking about renovating your HDB flat but worried about the costs? In 2024, a 3-room BTO renovation can cost between S$34,200 and S$52,100, with 5-room flats reaching up to S$70,000. With rising costs, having a solid financing plan is essential, and renovation loans offer an attractive solution for homeowners. While your HDB loan doesn’t cover … Read more
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