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The cost of studying overseas in Singapore can range from S$45,000 to S$90,000 per year, depending on your destination and lifestyle. This includes tuition fees, living expenses, travel costs, visa fees, and other essentials, which can add up quickly and feel overwhelming. Fortunately, several banks and financial institutions offer overseas study loans specifically tailored to … Read more
When you need cash fast, short-term loans are a go-to solution, offering quick financial relief without the long-term commitment. They can quickly cover unexpected bills or cover unexpected expenses without long-term strings attached. This guide offers a clear overview of short term loan Singapore, from the different types available to how you can apply, helping … Read more
Navigating Singapore’s debt collection regulations for 2024 is crucial. Starting March, collectors must be licensed by the Ministry of Home Affairs to avoid fines up to $20,000 or imprisonment. Despite strict laws to curb harassment, there are still over 367 police reports annually. With credit card debt at $7.33 billion and bad debts up 20% … Read more
Singapore has long been a hotspot for rapid financial development, but with it comes the shadowy world of unlicensed money lenders, also known as loan sharks or “Ah Longs.” These illegal money lenders now use digital tactics like apps and social media to exploit vulnerable individuals seeking quick cash, exposing them to severe risks. The … Read more
Illegal loan shark Singapore, or “Ah Longs,” prey on desperate individuals by offering loans with exorbitant interest rates and hefty fees. These money lender often resort to harassment and violence when borrowers fail to repay. In a decisive move against this illegal activity, the Singapore Police Force conducted extensive raids in July 2024. They investigated … Read more
Thinking about renovating your HDB flat but worried about the costs? In 2024, a 3-room BTO renovation can cost between S$34,200 and S$52,100, with 5-room flats reaching up to S$70,000. With rising costs, having a solid financing plan is essential, and renovation loans offer an attractive solution for homeowners. While your HDB loan doesn’t cover … Read more
Singapore business owners have access to a variety of loan options, from traditional bank loans to government-backed schemes and flexible financing from licensed moneylenders. Each loan type comes with different terms, interest rates, and eligibility criteria, making it important to choose the best fit for your business needs. In this blog, we’ll explore the key … Read more
In Singapore’s financial system, guarantors are often needed for loans like education loans for younger borrowers or business loans lacking collateral. Foreigners taking car loans may also need guarantors due to higher default risks. Some loan agreements allow lenders to pursue guarantors even without missed payments. Being a guarantor means agreeing to take responsibility for … Read more
Are you dreaming of owning your home but need to know how recent changes could impact your HDB loan? With affordable rates and flexibility, HDB loans have long been a go-to for Singaporean homebuyers, especially first-timers. However, new policies could affect your loan amount and eligibility—here’s what you need to know. In May 2023, the … Read more
Credit scores are crucial for financial health, but many in Singapore underestimate their importance. Financial experts stress that credit literacy is essential, especially for young people starting their financial journey. Neglecting to monitor your credit score can lead to challenges in securing favorable loan terms. This guide provides insights into what makes a healthy credit … Read more
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