Business Loan

Putting up a business may cost a fortune. You may either face unexpected payment delays from clients resulting in a cash shortfall or may experience slow seasons. But don’t fret! With our Business Loans, we can take care of these pitfalls to keep your business afloat and running smoothly.

Helpful in the following situations:

  • Employees’ Salary
  • Expansion expenditure
  • Overhead expenses

Loanable Amount:

SGD $10,000 to $200,000


Business or company must be registered in Singapore

Must be operational for at least 1 year

Minimum annual revenue of SGD60,000


  1.  ALL Directors / Partners NRIC
  2.  Recent information report (Business Profile) from the Accounting & Corporate Regulatory Authority (ACRA)
  3. Recent Income tax assessment notice (both personal & from the company)
  4. Recent financial statement
  5. Recent invoices or business contracts
  6. Recent utility bills under the company name
  7. Recent 6-month bank statements
  8. List of assets owned by the company, directors & partners (if any)
  9. Office/shop tenancy Agreement (if any)


  1. Apply online or call 6336-0833 to set an appointment at your convenience.
  2. Discuss the plan suitable for your budget with our friendly representative.
  3. Read and sign the contract including fees and terms of payment.
  4. Get the cash instantly!


Before getting a loan, it is important to consider which is the best money lending company to borrow from and what is/ are the loans suitable for your needs. 

A1 Credit is licensed and regulated by the Ministry of Law and is fully compliant to the Moneylender’s Act, making it a reliable and credible company to consider. It also offers variety of loans, such as personal, payday, bridging, business, and foreigner loans. 

The requirements and eligibility depend on the type of loan you are getting. Please visit here to see if you are eligible to apply. 

The amount of money you can loan varies depending on the requirement and qualification. Here’s the list of loanable amount A1 Credit offers:

  • Foreigner Loan – Up to  SGD10,000
  • Payday Loan – Up to one month worth of income
  • Personal Loan – SGD $500 to $50000
  • Business Loan – SGD $10,000 to $200,000
  • Bridging Loan – SGD $5,000 to $200,000

According to the Ministry of Law, if a borrower fails to repay the loan on time, the maximum rate of late interest a moneylender can charge is 4% per month for each month the loan is repaid late.

You can verify if a moneylender is licensed by checking this list by the Ministry of Law.

Under the advertising rules, licensed moneylenders are permitted to advertise only through these three channels: 

  1. Business or consumer directories (in print or online media)
  2. Websites belonging to the moneylender
  3. Advertisements placed within or on the exterior of the moneylender’s business premises. All other channels are prohibited.

If you receive flyers, SMSes, emails or other forms of advertisements, these would be from either licensed moneylenders operating in violation of the rules, or unlicensed moneylenders. 

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Get preliminary approval in 30 minutes by applying here