Credit Card

Running low on extra cash before payday? A cash advance might seem like a quick solution—but is it really worth the cost? With just a credit card, you can withdraw cash instantly, but high fees and steep interest rates can turn a short-term fix into a long-term burden. Even with government aid like CDC vouchers … Read more

Credit card debt in Singapore grew by 15.8% in the first quarter of the year, reaching $14.6 billion, According to recent data from The Straits Times. The Business Times suggests that such debt often arises from unavoidable circumstances like health crises or unemployment rather than excessive spending.  Balance transfers offer a viable solution by allowing … Read more