Loan

With today’s inflation and the rising cost of living, it is not surprising that many of us are struggling to stay on budget. A personal loan is a good option for managing financial challenges. But before taking out a personal loan, you need to know whether you can afford the monthly repayments. To determine the … Read more

The Covid-19 Pandemic caused a very challenging year to many Singapore citizens. This detailed guideline will help enlighten you with a very convenient option for an economic solution for your financial burdens, and how to get it solved before the year ends. This is where an urgent loan comes in. Due to the unawareness or … Read more

If you need quick access to a small amount of money and are able to repay it in a short period of time, a short-term personal loan could be an option to consider. The beauty of short term loans compared to medium and long term loans is that they can give you peace of mind … Read more

Every couple planning to get married might want to consider taking out a loan for their dream wedding to come true. For many, the idea of weddings can only be described in one word—big. But before that big day, you need to make sure you have the finances in order. Wedding loans are personal loans … Read more

From home loan and mortgage costs to loan interest and other expenses, moving house in Singapore can be expensive.  If you’re moving from your current home to a new HDB flat or making any other kind of property purchase, a bridging loan can help you bridge the financial gap between two loans– those covering your … Read more

Singapore has a lax and borrower-friendly loaning system, with laws that protect people from questionable financial practices and high interest rates. This doesn’t mean that there isn’t a measure to keep checks and balances on borrowing money in Singapore. This is the Total Debt Servicing Ratio (TDSR). What is TDSR? The Total Debt Servicing Ratio … Read more

Doing your homework as a potential borrower can go a long way. This, in turn, may boost your chances of getting your loan approved efficiently. Application approval depends on the financial institutions, but one thing they have in common is that they want diligent borrowers, who can show enough proof that they can pay back … Read more

Surely, the idea of getting a loan may be intimidating to some, but worry not, we have listed out several reasons why getting a fast cash loan in Singapore can benefit you in a lot of ways! With so many factors to take into consideration, you may be wondering why you should get a fast … Read more

Borrowing money in Singapore has never been easier. Whether funding a startup or vacation, there are many favourable options available for locals and foreigners alike. You can choose among a bank, moneylender, or even the government. If you do a quick search on where to get a loan, most offers will come from banks and … Read more

These days, making ends meet and keeping businesses afloat has become more of a burden. Thus, it is inevitable for most people to run short or be tight on the budget whatever their situation may be. This proves how much loans are beneficial to sudden bills and other financial emergencies. The only problem is, ensuring … Read more