A1 Credit Pte Ltd is a licensed moneylender (License No. 23/2020) listed in the Registry of Moneylenders, under the Ministry of Law in Singapore.

Chinatown Money Lender Opens From Monday to Sunday

Feel free to call or visit us to discuss your financial options

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A1 Credit

At A1 Credit, we understand that financial difficulties can happen every day.

That’s why in our bid to serve the Singapore public the best we can, just when you need it the most, we’ve made ourself be very visible as a Chinatown licensed money lender (Open on Sunday and public holiday).

We also open our doors daily from Monday to Friday, 11 am to 8:30 pm; Saturday & Sunday, 11am to 5pm to ensure that you will not be in financial difficulties for too long. We are here for you every day.


We are one of the few licensed money lenders in Chinatown that operate every day, including Saturdays and Sundays. True to our core values, we are consistent in providing unparalleled customer service to help you, our clients, with your urgent financial needs, be it a simple payday loan to a foreigner loan.

We live and breathe our philosophy in providing responsible solutions to every client’s financial shortages. Since 2009, we have practiced ethical lending, making us one of the most trusted loan agencies in Singapore.

we are open on sundays
The Dedication and the Corporate Values of A1 Credit


A1 Credit is a money lender that is registered with the Singapore Ministry of Law, ensuring that we adhere to the law and offer fair interest rates. As ethical money lenders, we take into consideration the budget and capability of the borrower by offering flexible repayment terms.

A1 Credit’s goal as money lenders is to serve every one of our customers equally, with the respect and kindness that everyone deserves. That philosophy is shared by all of our staff and employees, who are happy to help out with a smile.

As such, we have nearly 200 verified reviews on Google, where we have earned positive reviews and received kind words from our real, verified clients. We are recognized as the Top 10 Licensed Money lender in 2020 and also acknowledged by Singapore’s Outstanding Enterprise.

Some of the compliments we receive are for being: helpful, patient, safe, friendly, expert, polite, professional, genuine, and all the encouraging words that describe our great customer service and legitimacy as a loan agency.


A1 Credit boasts of experienced loan officers that ensure our clients get the right loan and fair agreement.
We also make sure that all clients, even those with bad credit history, receive fair treatment and also obtain immediate funding without worrying if their credit will affect them or not.
Our promise means the world to us. Applicants come to us for fast cash. Thus, we ensure that our clients’ applications are approved within 30 minutes.
With low-interest rates, we also design our plans to be flexible depending on your capability and budget. Our agreement is also private and won’t affect your credit score. We respect and value confidentiality; we do not release our clients’ information to third parties. confidentiality; we do not release any client information to third parties.
What are the requirements needed to get a Personal Foreigner Loan - Loan Agency

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The Most Reliable Money Lender In Singapore Now!

We have flexible loan packages catered to your every need


We work for our clients. We can offer the same or even higher amounts of cash while making sure that you are able to afford and can pay according to your budget and capability.
Smooth and convenient transactions are at the forefront of our goal. We take good care of our clients and offer the best possible solutions to you with the help of our expert financial advisors.
Our knowledgeable staff will guide you throughout the process to ensure that you understand the loan process clearly and without confusion. We will explain our agreement before you sign to ensure that you understand the ins and outs of our payment processes. This way, you will be informed of your responsibilities as a borrower with no uncertainty.
Loan Advisor Award 2020

We also have helpful articles that can guide you to make smarter financial decisions. Read more

If you would like to know more about our services, we can respond to any of your loan-related questions anytime within our business schedule. Just fill out the form above, submit and our representative to get back to your inquiry shortly.

Feel free to call us at 6336 0833 or visit us personally at 2, Havelock Road, #02-08, Havelock 2, Singapore 059763 and our friendly representative will gladly welcome you here and answer your queries. We are open every day even on public holidays.

If you wish to give us a review, please send your comments via the contact form above. Your testimonies are important to us and they are a benchmark for us to improve our services and to help you better. Thank you very much!


Google 4.9 Stars

A1 Credit has always made our customers our priority, and we are very grateful that our efforts are recognized. These are just some of the comments we’ve received over the years on Google Review.

    5 star review  Thank you Shermaine for your services. It was easy and breeze. Appreciate it.

    thumb Liza Yasin

    5 star review  Very good customer service. They will explain everything you need to know. Also, you can get the approved loan amount within the day. Highly recommended.

    thumb Jonas Santos

    5 star review  I am very plse with the whole process. It's very professional n very pleasant approach. I would recommend my friends neefv

    thumb elsie tiew

A1 Credit: Best Licensed Money Lender Personal Loan Singapore Chinatown IconA1 Credit: Best Licensed Money Lender Personal Loan Singapore Chinatown

2 Havelock Road, #02-08 Havelock II

4.9 224 reviews

  • Avatar Jonas Santos ★★★★★ 3 months ago
    Very good customer service. They will explain everything you need to know. Also, you can get the approved … More loan amount within the day. Highly recommended.
  • Avatar Janice Teo ★★★★★ 3 weeks ago
    Steven Huang has helped me on my application. He listen to my situation patiently and explained to me … More carefully on all my questions. His service is really excellent. Thank you Steven.
  • Avatar Liza Yasin ★★★★★ a month ago
    Thank you Shermaine for your services. It was easy and breeze. Appreciate it.
  • Avatar Desmond Ng ★★★★★ 2 months ago
    Friendly staff , doesn't try to rush things , will explain everything in details and let you understand … More .
  • Avatar elsie tiew ★★★★★ a week ago
    I am very plse with the whole process. It's very professional n very pleasant approach. I would … More recommend my friends neefv
  • Avatar Lee Shixian ★★★★★ a month ago
    The staff there was very professional and helpful was attended by Tracy NG. Thumbs up for first time. … More
  • Avatar Razina Begam ★★★★★ 2 months ago
    They explain very clearly and patiently to me and gave me a loan which i can afford to pay and ease my … More burden abit
  • Avatar shop patrol ★★★★★ 5 months ago
    Shermine very friendly staff and willing to help u all the way. Will definitely intro my family and friends. … More
  • Avatar Michay Abadecio ★★★★★ 11 months ago
    Friendly, fast & easy service available from this good licensed moneylender. My first experience … More with them was from 2018. I am usually served by Jay and he was very pleasant and helpful. He serve with smiles and politely throughout all the loans. He did explained to me clearly and the borrowing is very pleasant and hassle free. My future visits were given warm welcome and they even extended their help to assist me on other problems.
    I am very pleased with their service that they rendered to me when I am facing difficulties. They are the best moneylenders in Singapore that brighten up your day. I would highly recommend everyone if you require their personal loan assistance. Thank you A1 Credit, the best legal moneylenders in Singapore.
  • Avatar Umar Siddiq Armaya ★★★★★ 5 months ago
    Transaction was fast n smooth. Recommanded!
  • Avatar Jasmine M ★★★★★ 6 months ago
    Served by shermine , fuss free and explained everything clearly to me . Would definitely recommend using … More them if you are in a tight pinch.
  • Avatar Mohamad Faiz Mohamad Said ★★★★★ 9 months ago
    Nice customer service that will politely explain the details of your contract patiently..
  • Avatar Mohamed Ali ★★★★★ 4 months ago
    Great experiences being the 1st time application was served by Tracy. Explaination was very cleared, … More helpful, professional and very responsive staff.
    Highly recommended.
  • Avatar Putri Alhafiz ★★★★★ 7 months ago
    Friendly, patient and efficient staff. Explained the procedures and payment plan clearly.
  • A Google User ★★★★★ 7 months ago
    Friendly, patient and efficient staff. Explained the procedures and payment plan clearly.
  • Avatar Mumtaz Begum ★★★★★ 8 months ago
    Very friendly n helpful service given.
  • Avatar razer raihan ★★★★★ 11 months ago
    Very professional staffs unlike others. Very nice office. Very systematic approach on payments and loans. … More
  • Avatar Melissa Tomalin ★★★★★ a year ago
    This was my first time filling out an application form for a business loan with licensed Moneylender. … More I am confused and didn't know which company to choose. Then I found A1 Credit. I decided to take a loan from A1 Credit. The loan officer was very friendly and provided me with a business loan. I recommend A1 Credit to everyone.

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