A1 Credit FAQ

1. How can I apply?

A) You can apply online or come to our office.

2. What are the documents require to bring?

A) Singaporean/PR
*Latest Original Payslip
*CPF statements

*Original PUB Bill or Handphone Bill stating your residential address.

3. What if I cannot go within the operation hours?

A) Call us to arrange for appointment.

4. How do I know whether my loan had been approved?

A) We will inform you once your loan had approved.

5. Can I request to know the reason if my loan is rejected?

A) It is our company policy not to disclose any information in this regard.

6. Can i still apply loan if my credit is not perfect?

A) We customise loan package for you.

7. If my loan is approved, can I reject it?

A) Yes you may reject the loan if you had not come down to sign the Document.

8. Can I reloan after i paid off my loan?

A) Yes,we will grant you another loan provided you are eligible at time of application subject to rule and regulations of moneylender’s act.

9. Can I reloan if i already had an existing loan?

A) Yes, just give us a call and we will help you to process the new application.

10. What do i need to upon my loan approved?

A) You need to come down to our office to sign the documents.

11. How much can i loan?

A) Up to 2 months’ income, if your annual income is $20,000 or more but less than $30,000;
Up to 4 months’ income, if your annual income is $30,000 or more but less than $120,000;
Any amount, if your annual income is $120,000 or more.

*Subject to your commitment & credit rating.
*A1 Credit reserve the right to amend the terms and conditions at any point of time.

Enquiry Form

  • Name
  • Email
  • NRIC
  • Contact no.
  • Loan Type
  • Monthly Income

OUr Office

A1 Credit
Orchid Hotel
#02-05, 1 Tras Link,
Singapore 078867

Monday - Friday 1030am to 730pm
Closed on Saturday, Sunday & Public Holiday

+65 6336 0833


  • Personal loans Singapore : What are they and when should you get one?

    What is personal loan Singapore ? About a decade ago, getting personal loans have become very popular in Singapore. These …

    Read More 10 Apr, 2015

  • Loan sharks 101

    How to handle loan shark problems  Countless of times we heard of the maxim that goes: “prevention is better than …

    Read More20 Mar, 2015

  • Friendly loans article – A guide to lending to Friends, Relatives and Families

    Crucial insights in friendly loans, a guide to lending money to a friend, relatives and family members Sometimes, we face …

    Read More 20 Mar, 2015