A1 Credit SG Pte Ltd is a licensed moneylender (License No. 24/2021) listed in the Registry of Moneylenders, under the Ministry of Law in Singapore.

Foreigner Loan

Yes, personal loans for foreigners does exist! And A1 Credit is here to help expatriates in Singapore tide over during dire situations in a fast and hassle-free way.

  • Personalized loan offer based on your preference
  • Fast loan approval; within 1 hour only!
  • Crystal clear loan terms with zero hidden fee
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Apply For a Fast Cash Loan Online

Get your approval in 30 mins by applying here

Helping Foreign Workers Tide Over Financial Difficulties

A foreigner loan is a type of personal loan dedicated to foreigners. The only difference is the eligibility and requirements. The interest rate and other fees are the same and equal with citizens and permanent residents.

This is essential to support expats settling into their new environment. From rental deposits to emergency funds, among others, foreigner loans make it possible for them to have more financial means while moving up the ladder.

Your Money Woes Sorted Within The Day

Steps to Apply

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Submit your application here.

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Visit the office

Upon assessing your case, our loan officer will offer you an amount and explain the terms and conditions of the loan for your understanding.

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Signing the Loan Agreement with the Moneylender

Once you agree to the loan amount and repayment terms upon discussion, our loan officer will print out the contract for you to sign.

Get your Cash Loan

Once the contract is signed, you will receive the cash instantly, hassle-free.

Foreigner Loan A1 Credit


18 Age: At least 18 years old
coin 3 Income: Minimum salary of SGD $2,000
Loan approval


(MINIMUM INCOME > $2,000.00)

In order to qualify for a loan with us, you need the following documents:
  1. Passport
  2. Work Permit / S-Pass / Employment Pass
  3. Proof of residence (utility bill or tenancy agreement)
  4. Proof of employment (certificate of employment or recent 3 months payslip)
  5. Proof of income (bank or account statement)
  6. Singpass (To download IRAS NOA)
Loan approval

Google Reviews

Google 4.9 Stars

A1 Credit has always made our customers our priority, and we are very grateful that our efforts are recognized. These are just some of the comments we’ve received over the years on Google Review.

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I am very plse with the whole process. It’s very professional n very pleasant approach. I would recommend my friends neefv

– ELSIE TIEW  5 star review

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Steven Huang has helped me on my application. He listen to my situation patiently and explained to me carefully on all my questions. His service is really excellent. Thank you Steven.

– JANICE TEO 5 star review

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Thank you Shermaine for your services. It was easy and breeze. Appreciate it.

– LIZA YASIN5 star review

Avail of Fast Cash Loan Online

Get your approval within 30 minutes



A foreigner loan is also a type of personal loan but is dedicated to foreigners that have different eligibility and requirements compared to Singapore nationals. Just like any personal loan, the interest rates and other fees of a foreigner loan may vary depending on the lender, your credibility, and the type of loan you’ll get. 

However, one of the most important requirements needed for a foreigner loan is to submit proof that you have a stable job in Singapore through a work permit.

While foreigner loans are the only financing available to anyone who is not a registered Singaporean, you won’t have any other loans in Singapore as options. However, just as you would when taking out a personal loan or anything similar, consider these things first:

  • Your income and expenses before borrowing money. It will be better if you get a loan that will fit your budget and an amount of loan that you can really pay on time.
  • The terms of the loan and the interest rate. If you’re planning to stay in Singapore for a short while or for a longer period of time, this is necessary.
  • Repayment schedule. It is also best to analyze your finances first and make a repayment schedule before you get your foreigner loan. The purpose of having a repayment schedule is for you to manage your finances and be debt-free before you leave offshore.
  • Able to fulfill your contract and agree legally to the discussed terms and conditions.

Under the advertising rules, licensed moneylenders are permitted to advertise only through these three channels:

  • Business or consumer directories (in print or online media)
  • Websites belonging to the money lender
  • Advertisements placed within or on the exterior of the money lender’s business premises A1 Credit only has its website and premises to promote our business. In addition, we are in business and consumer listings to get more visibility from would-be borrowers.

Understand that all other channels are prohibited. Should you receive flyers, SMSes, emails, or other forms of advertisements, these would be from either licensed moneylenders operating in violation of the rules, or unlicensed money lenders.

For secured loans, the foreigner can obtain a loan of any amount. For unsecured loans, if the foreigner’s annual income is less than $10,000, the maximum loan amount that A1 Credit can offer is $500. 

If the foreigner’s annual income is above $10,000 but less than $20,000, the maximum loan amount that A1 Credit can offer is $3,000. 

Lastly, if your annual income is above $20,000, the maximum loan amount that A1 Credit can offer is 6 times of your monthly income.

A1 Credit has one of the fastest and most convenient online loan application platforms. Upon confirmation, you will need to visit our office to sign the application forms and loan contract. Do remember to carefully read through the terms and conditions before signing.

The maximum interest rate that A1 Credit can charge is 4% per month. This cap applies regardless of your income and whether the loan is an unsecured or secured one.

If a foreigner fails to repay their loan on time, the maximum rate of late interest that A1 Credit can charge is 4% per month for each month the loan is repaid late.

With A1 Credit, you would not need to wait for long. Once you have submitted the necessary documents for your foreigner loan and we have ascertained your paying capabilities, you can have your application approved within an hour.

Here at A1 Credit, we do not prioritize credit scores — your presence, and willingness to pay for your immediate need for cash are the most important factor to us. Should your loan application be approved, which is often within 30 minutes, you can get your cash in no time. This helps you pay for whichever you immediately need to and resolve it at a later date!

A1 Credit is one of the most reliable licensed moneylenders in Singapore. We only impose regulations under the Moneylenders Act and Rules, and we guarantee that all customers — even those with bad financial history — receive immediate financing to resolve their financial needs quickly and conveniently.

We have stringently followed the conditions set by the Ministry of Law while providing fair and friendly relationships to customers with our financial services to assure that their great time of need is made much easier. Just use our online application facilities to get the services you need instantly!

  1. Low-Interest Rates and Flexible Payment Plans Here at A1 Credit, our financial plans are tailored specifically to give you the breather in focusing on what really matters in your life, career, and even in business. 

  2. Fast Cash Loans On The Spot As one of the most trustworthy money lenders here in the country, A1 Credit has made the application processes as simple as possible especially, during emergencies, ensuring disbursing of cash within an hour is likely. 

  3. 100% Secure and Confidential Every application process made with us is private and so is yours, thus, borrowers can assure that as an independent provider, we do not release our clients’ information to any third party.


Get preliminary approval in 30 minutes by applying here
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