At A1 Credit, you can skip the tedious paperwork and loan approval waiting time that you have to go through elsewhere when you apply for a loan. Our loan process is fuss free and simple so that you spend as little time as possible on the paperwork in exchange for more time with the important things in your life and business.
Our friendly team is ready to walk you through the process of coming to a financial solution. We aim to put you in a better position than before by offering temporary financial security and our expertise. Feel free to speak to any of our loan specialists by calling us!
Advance your salary with our flexible payday loans. Repay back the loan only when you receive your salary.
- Urgent Bills
- Household/vehicle repair
- Vacation cash shortfall
Loanable Amount: Up to 1 month take home income
Need a longer term to repay back the loan? Or have other sources of income apart from your salary? This is the loan for you.
- Big Ticket Expenses
- Medical Bills
- Wedding Expenses
Loanable Amount: SGD $500 to $50000
Need money urgently, yet your money is stuck somewhere else and unable to reach you in time? We can help bridge that gap for you.
- House Renovation
- Awaiting proceeds from housing sale/investment
- Awaiting withdrawal of CPF savings upon reaching 55 years
Loanable Amount: SGD $5000 to $200000
We understand that life in a foreign land can be tough, especially when you have to rely on yourself. Let us help you.
- Family overseas in need of funds
- Rent Deposit
- Settling in costs
Loanable Amount: Up to SGD $10000
A business loan can help tide your company through cash short-fall to keep your business going smoothly.
- Paying Salary
- Purchasing materials
- Business overheads
Loanable Amount: SGD $10000 to $200000
Our interest rates are in accordance to the regulations set by the Ministry of Law.
Age: 18 Years and above
Singaporeans: Min Monthly Income of $1500
Foreigners: Min Monthly Income of $2000
Will my bad credit history affect the loan application?
We will look at your current credit situation and repayment ability rather than your credit history. However, we do not offer loans to un-discharged bankrupts.