Licensed Money Lender Personal Loan Near Me
There are many moneylending services offered around Singapore, but not all of these lending services are legal or legitimate. Some of these services are operated by unlicensed lenders and even loan sharks, making it easy for the unwary to fall into their traps.
This is why you need to do some research before choosing the lender you wish to borrow from. A good rule of thumb is that all licensed lenders should have the following on them:
- They must be registered with the Registry of Moneylenders and their license number displayed prominently
- All their terms and conditions are upfront with no hidden charges
- They must be credible, with great customer service and reviews
Why Choose Us?
A1 Credit is one such moneylender. We are here to help anyone with their loans and financial situation, with the ability to give out loans to anyone who needs a loan quickly within a day.
Our terms and conditions are upfront, with flexible repayment options and more importantly, an easy to fill paperwork system that our loan officers would happily walk through with you.
We are amongst one of the best-rated moneylenders in Singapore, with a full 5 stars review on Google reviews and have even been featured in some of the top loan review sites online like Loan Advisor.
We strive to make things easier for all our customers, knowing that time is of the essence and that their problems can be solved with quick assistance from us. We offer a variety of loans such as personal loans, payday loans, bridging loans, foreigner loans, and even business loans, covering all aspects of life that could affect you greatly.
How to apply for our loans?
Applying for our loans is easy. All you need to do is fill up the online application or walk in to our office in Clarke Quay and speak to one of our loan officers in charge. However, you must also be 18 years of age, and earn a minimum of $1,500 a month if you are a Singaporean citizen or if you are a foreigner, earn a minimum of $2,000 a month to take out a loan with us.
In addition, you must bring along the following documents
- Identity card / NRIC / Passport
- Work Permit / S-Pass / Employment Pass (only for foreigners)
- Proof of residence (utility bill, a letter addressed to you, and/or tenancy agreement)
- Proof of employment (certificate of employment or 3 months recent payslip)
- Proof of income (bank or account statement)
- SingPass ( to log into CPF, HDB, IRAS website)
The documents will speed up the application process considerably, so don’t forget to bring them along.
You can receive your cash loan in just an hour after you get approved. Now, if you’re worried about your bad credit score, then you don’t have to! Because at A1 Credit, we understand your situation and we’re here to help you suffice your financial needs. You don’t need to worry over the private information you will provide us during your loan application because we will secure all your information and keep your data private.
Go to our website now and click this link A1 Credit and submit your loan application now by filling our online form.