Licensed Money Lender Personal Loan Commonwealth

A view of HDB and MRT in Commonwealth

Located in the central-western part of Singapore, Commonwealth is a subzone of Queenstown. It is named after the Commonwealth of Nations. 

In case you need urgent money in the Commonwealth, a payday loan can help you instantly. Read on to find out what is a payday loan and why you should apply for it.

What is a Payday Loan? 

When you need cash instantly, and your next paycheck is yet to come, a payday loan can help you. 

In such cases, a licensed money lender can help you. They do not solely rely on credit score; they also check if you have the capability to repay the loan. Hence, the chance of getting approval is higher. 

The Advantages of Taking the Payday Loan

Following are some of the advantages of a payday loan:

1. Easy to Access

Since a payday loan is for immediate needs, it must be easy to access. Therefore, to decrease the application time and provide easy access, money lenders even give you the option to apply for it online and visit their office with required documents and to sign the contract.

2. Easy to Qualify

With a few requirements, including your ability to afford the loan, it is easy to qualify for a payday loan. 

3. Unsecured Loan

When you apply for a payday loan, you do not have to put collateral or personal property against it as a guarantee. Lenders will not be able to seize any of your assets, in case you are unable to repay your loan.

4. A Payday loan can be used for emergency expenses

With this loan, you could use it to pay your looming monthly bills.

5. Helps you Rebuild Credit Score

Repaying is easy due to the small loan amount, so it can help you build the score. 

How to Get a Payday Loan From Us? 

With A1 Credit, getting a payday loan is an easy process. To be eligible, you need to be at least 18 years old and have a minimum salary of SGD1500 for local and PR, and SGD2000 for foreigners.

You will have to submit the following documents:

  1. Identity card / NRIC (passport for foreigners)
  2. Proof of employment (certificate of employment) 
  3. 3 months recent payslip
  4. Proof of residence (utility bill, a letter addressed to you, and/or tenancy agreement)
  5. SingPass (to log into CPF, HDB, IRAS website)
  6. Proof of income (for Foreigners)

Why Get From Us

At A1 Credit, we make sure that your application for a payday loan gets approved fast. We aim to be your go-to Money Lender Commonwealth that can help out with your financial needs. To apply, contact us at 6336 0833

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